Speakers

Featured Speakers
Amaya López-Durán Viani
GRM - Head of Risk Strategy
BBVA
Stephen Liguori
CEO
Liguori Innovation
Peter Weill
Chairman & Senior Research Scientist
MIT Center for Information Systems Research (CISR)
Mark Zandi
Chief Economist
Moody's Analytics
Dylan J. Adams
First Vice President – Credit Risk Analytics Manager
Flagstar Bancorp, Inc.
Mr. Adams is First Vice President and Credit Risk Analytics Manager at Flagstar Bancorp, Inc. (NYSE: FBC). Mr. Adams joined Flagstar in September 2011 and has responsibility over the Bank’s Credit Risk reporting including ALLL and Concentration monitoring. In this role, Mr. Adams is responsible for the implementation of key models related to the new CECL accounting standard and co-chairing the CECL implementation working group. Prior to Flagstar, Mr. Adams was a Special Assets Portfolio Manager at Fifth Third Bank, with responsibility for the underwriting and workout of a Commercial Real Estate portfolio. Mr. Adams holds a Bachelors of Arts in Economics and Philosophy from Albion College in Albion, Michigan.
Dinesh Bacham
Associate Director - Research
Moody's Analytics
Dinesh is an Associate Director within the Research division of Moody’s Analytics. He works on the RiskCalc solution and small business risk model development. He holds an MS in Financial Engineering from the UCLA Anderson School of Management and a Bachelors in engineering from the Indian Institute of Technology, Kharagpur.
John Baer
Managing Director - Product Management
Moody's Analytics
John Baer is a Managing Director focusing on credit assessment and origination solutions. John has worked with clients around the world designing and developing credit risk solutions specifically targeted on borrower and transaction risk. John works closely with the RiskAnalyst and RiskOrigins solutions that are used by over 200,000 risk minded end users. These risk management software solutions include origination and risk monitoring work flow tools, counterparty risk rating models, portfolio exposure monitoring products, and spreading applications. Prior to Moody’s Analytics, John was with Ernst & Young advising private equity and corporate clients on investment acquisitions. John specialized in financial due diligence, working alongside commercial lenders valuing and assessing the risk of targeted transactions. John holds a certificate of Certified Public Accountant.
Irina Baron
Director
Moody's Analytics
Irina Baron leads the Moody’s Analytics Single Obligor Customer Success program, which facilitates a deep and meaningful level of engagement with our existing client base. Irina drives efforts to ensure our clients are gaining maximum value from their existing products, uncovering new applications and use cases for their organization. She joined Moody’s Analytics in 2008 and holds a master’s degree in Economics from City University of New York.
Keith Berry
Executive Director - Moody's Analytics Accelerator
Moody's Analytics
Keith Berry is the Executive Director responsible for Moody’s Analytics Emerging Business Unit, based in New York. The Emerging Business Unit aims to identify, research, and develop new business opportunities for Moody’s Analytics that are enabled by technology innovation. Prior to his current role, Mr. Berry has served as Head of Credit Assessment and Origination for the Enterprise Risk Solutions division based in Hong Kong, Head of Professional Services for the Enterprise Risk Solutions Division based in Paris, and Head of Software Engineering for the Enterprise Risk Solutions Division based in San Francisco. Mr. Berry joined Moody’s Analytics in 2008 from Barclays Global Investors where he spent 10 years in London and San Francisco in a variety of roles ranging from software developer to Head of Enterprise Architecture. Mr. Berry has an MBA from the Wharton School at the University of Pennsylvania and a Bachelor’s degree in engineering from the University of Durham
Laurent Birade
Senior Director - Solutions Specialist
Moody's Analytics
Laurent is a senior director responsible for providing Risk and Finance integration expertise across solutions, products, and services offered by Moody's Analytics in the USA and Canada. As a domain expert in financial services since 2005, Laurent has accumulated a wealth of knowledge on the effective integration of risk and finance processes. He has participated in a variety of implementation projects in the US and Canada and has advised financial institutions on key regulatory issues such as CCAR, DFAST and now IFRS9 and CECL credit loss reserving. Laurent hold a Bachelor of Accounting/MIS from H.E.C. and an Executive MBA from St-Mary's of California. He is also a member of PRMIA and acting steering committee member for San Francisco and Vancouver.
Harry Blanchard
Director - Business Development
Moody's Analytics
Harry Blanchard has been in the Fixed Income Markets for over 20 years primarily in the commercial real estate market. Harry has spent most of his career with large Issuing Banks on the Trading & Structuring Desk in the CMBS space as well as time as a portfolio manager of CRE with a large life insurance company. Currently he works with the Emerging Business Unit with Moody’s Analytics focusing on Strategy and Innovation of CRE products.
Victor Calanog
Chief Economist & Senior Vice President
Reis
Victor Calanog, PhD CRE® is the Chief Economist & Senior Vice President at Reis. He and his team of economists and analysts are responsible for the firm’s market forecasting, valuation, and real estate portfolio analytics services. He holds a PhD in Applied Economics and Management Science, trained by a dissertation commit¬tee composed of faculty from the Wharton School of the University of Pennsylvania and Harvard Business School.
Ken Carson
Senior Vice President/Credit Policy and Modeling Director
Umpqua Bank
Ken Carson is Senior Vice President and Credit Policy and Modeling Director manager of Umpqua Bank, a position he has held for five years. He is responsible for all the credit loss models, the risk rating models, credit stress testing, and the bank’s credit policies and underwriting guidelines. Ken has been at Umpqua Bank for 15 years, serving in various capacities including Credit Administrator and manager of the Credit Services Group. Prior to his time at Umpqua Bank, Ken was at U.S. Bank for 17 years as a Commercial Relationship Manager and other positions. Ken received his B.S. in Economics from the University of Oregon in 1991, and has a post graduate Certificate in Biblical Studies from Multnomah University.
Peter Casa
Vice President
Swiss Re
Peter Casa is Vice President, Operational Excellence at Swiss Re within the Corporate Solutions business. Mr. Casa has held key leadership assignments both global and domestic in insurance carrier operations, distribution and brokerage sales management capacities. A Six Sigma Certified Black Belt with in-depth experience and notable accomplishments establishing and providing oversight, controls, and governance across end-to-end business operations, International Trade Controls & Anti-Money Laundering. Pete is currently focused on providing a forward-looking view and conceptualization of future state compliant and sustainable business operational models.
Jun Chen
Senior Director - Enterprise Risk Solutions Research
Moody's Analytics
Dr. Jun Chen is a Senior Director and is the head of commercial real estate research team. His team conducts empirical research and develops quantitative models focused on CRE loan credit risk for Moody’s Analytics product and service offerings. He has many years of experience and is an established domain expert in the real estate finance industry. His expertise covers a wide range, including areas such as commercial real estate market analysis, credit risk modeling, stress testing and portfolio management. He has published widely in academic and professional journals and conferences. Jun obtained his PhD with a specialty in real estate finance and urban economics from the University of Southern California. His MA and BA are both from Tongji University.
Annie Choi
Senior Director
Moody's Analytics
Annie Choi is a Senior Director of Product Management in the Enterprise Risk Solutions division of Moody’s Analytics. Annie has over 20 years of experience managing and designing software, the last 15 within the financial services industry. Annie has been with Moody’s Analytics since 2008, leading creative technology teams. She is currently responsible for the Moody’s Analytics Credit Assessment and Origination product, documentation, user experience, and training teams. Prior to joining Moody’s Analytics, she worked for Bank of America as a user experience manager focusing on their credit card online experience. Annie is currently based in San Francisco and is co-executive sponsor of the Moody’s Analytics San Francisco Women’s Employee Resource Group.
Sohini Chowdhury
Director - Solutions Specialist
Moody's Analytics
Sohini Chowdhury is a Director and Senior Economist with Moody’s Analytics, specializing in macroeconomic modeling and forecasting, scenario design, and market risk research, with a special focus on stress testing and CECL applications. Previously, she led the global team responsible for the Moody’s Analytics market risk forecasts and modeling services while managing custom scenarios projects for major financial institutions worldwide. An experienced speaker, Sohini often presents at client meetings and industry conferences on macroeconomic models, scenarios and CECL solutions. Sohini holds a PhD and a master’s degree in economics from Purdue University, and a master’s degree in applied statistics from West Chester University in Pennsylvania.
Raymond Conover
Senior Vice President - Credit Risk
Bank of America
Raymond Conover is a Senior Vice President in Credit Risk at Bank of America. Based in Charlotte, his current responsibilities are primarily focused on the Banks’ Allowance for Loan and Lease Losses, Current Expected Credit Losses (‘CECL’) and IFRS 9 implementation and execution, CCAR and DFAST stress testing and documentation for allowance as well as credit related peer reporting and analytics. With 19 years of financial services experience, Raymond previously held CFO roles at Bank of America & Merrill Lynch in New York and Hong Kong focused primarily in Corporate Treasury Funding and Liquidity management. Prior to that he was with PricewaterhouseCoopers in New York where his client focus was in the Capital Markets Assurance practice. Raymond is a graduate from Rutgers Business School with a B.S. in Accounting and is a New York State Certified Public Accountant (Inactive).
Cristian deRitis, PhD
Senior Director - Consumer Credit Analytics
Moody's Analytics
Cristian deRitis is a Senior Director with Moody’s Analytics. As the Head of Consumer Credit Research in the Americas, Cristian specializes in credit, policy and the broader economic conditions. He publishes analysis regularly and is often quoted in publications such as the Wall Street Journal for his views on the economy and consumer credit markets. In addition, Cristian leads a team of analysts in the development of econometric credit loss models for stress-testing, financial reporting and business as usual purposes including CCAR, DFAST, IFRS9 and CECL Cristian also spearheads efforts to obtain alternative sources of data to measure economic activity more accurately than traditional sources. Before joining Moody’s Analytics, Cristian worked for Fannie Mae and taught at Johns Hopkins University. He holds a PhD in economics from Johns Hopkins University and is named on two U.S. patents for credit modeling techniques.
Mike DeSanzo
Vice President
‍PNC Financial Services Group
Mike DeSanzo manages the wholesale model monitoring group, a unit of PNC’s Balance Sheet Analytics and Modeling (BSAM) Model Development team. He is responsible for the analytical and governance framework that supports model performance monitoring and benchmarking of PD, LGD and EAD models. Mike and his team work closely with key model stakeholders including lines of business, independent risk management, audit and other downstream consumers of model output. Mike has 15 years of experience in the financial services industry and has held numerous positions within PNC. Previously he was a manager within the loan loss reserve group where his responsibilities included commercial reserve modeling and analytics, qualitative factor reserves and governance. Other past roles include responsibilities in Credit Portfolio Management, Capital Markets, and Finance. Mike holds a bachelor’s degree in economics from Duquesne University.
Mary-Kathryn Dotzko
Associate Vice President
TD Bank Financial Group
Mary-Kathryn is an Associate Vice President in Credit Risk Policy, specializing in Non-Retail Credit Risk models and rating methodologies. Her group owns models used to risk rate borrowers, facilities and securitized exposures, as well as the Non-Retail Credit Risk Parameters. Her team forms a key part of the Credit Risk Control function. Prior to joining this group, Mary-Kathryn held positions in Commercial Credit, Wholesale Credit and Audit Division. Mary-Kathryn earned her B.Com. from University of Toronto and her M.B.A. from York University. She is also a Certified Management Accountant and has taught several finance and accounting courses.
Douglas W. Dwyer
Managing Director - Enterprise Risk Solutions Research
Moody's Analytics
Douglas W. Dwyer, Managing Director, heads the Single Obligor Research Group in ERS Research. This group produces credit risk metrics of small businesses, medium sized enterprises, large corporations, financial institutions and sovereigns worldwide. The group’s models are used by banks, asset managers, insurance companies, accounting firms and corporations to measure name specific credit risk for a wide variety of purposes. We measure credit risk using information drawn from financial statements, regulatory filings, security prices, derivative contracts, behavioral and payment information. For each asset class, the methodology is developed based on the available information for each obligor. Recent research includes combining financial information with non-financial information into a PD model, which is particularly useful in the risk assessment of small businesses. We also have developed a method to convert a rating into a point in time term structure of PDs that supports IFRS9 and CECL calculations. Our LGD framework now incorporates both traded debt and non-traded middle market debt. Finally, we are actively researching alternative machine learning based techniques for credit risk modeling. Prior to working at Moody’s Analytics, Dr. Dwyer was a Principal at William M. Mercer, Inc., in their Human Capital Strategy practice. Dr. Dwyer earned a Ph.D. in Economics at Columbia University and a B.A. in Economics from Oberlin College.
Colin Fernandes
VIce President
Fifth Third Bank
Colin Fernandes is a VP at Fifth Third Bank in the Risk Strategies Group as a Credit Risk Analytics Manager. Colin oversees the credit risk reporting and analytics function at the Bank. He is actively involved in portfolio management, concentration limit management, early warnings, and profitability. Prior to this role, Colin worked at Fidelity and JPMorgan on the investment management group focusing on asset allocation and diversification of institutional and retail clients. He holds advanced degrees in Mathematics from the University of Kansas and Kansas State University, with an undergraduate from the University of Bombay.
Brady Fife
Vice President
American Express
Brady Fife works as a Vice President and Head of Commercial Rating and Underwriting at American Express in Salt Lake City, Utah. Brady’s teams around the globe provide credit risk ratings and underwriting on Amex’s largest commercial clients and counterparties. Prior to joining Amex, Brady worked as a VP in Credit at Goldman Sachs, Bank of America and Merrill Lynch, while based in Salt Lake and Hong Kong. Brady holds a BA in International Studies and an MBA from Brigham Young University. He is a Chartered Financial Analyst, and served a term as president of the CFA Society Salt Lake. When he is not at the office, Brady can be found on the golf course, in the mountains of Utah, or at one of his three children’s soccer games or dance recitals. He also serves actively in his church, and fights to reduce homelessness on the Board of Family Promise Salt Lake.
Dan Flaningan
Chief Strategy Officer
Bremer Bank
As Bremer’s chief strategy officer, Dan Flaningan is charged with enhancing the customer experience through specialized solutions and digital capabilities that help them more efficiently reach their financial goals. Promoted to this role in 2018, Dan oversees information technology, digital delivery, data and customer insights, and strategy development. Dan joined Bremer in 2014 as corporate treasurer and director of strategy. Prior to joining Bremer, Dan served as senior vice president at Alumina Investment Management and as vice president for The Carlyle Group. He earned a bachelor’s degree in chemistry from Case Western Reserve University, and a master’s in business administration from Youngstown State University.
Dell Futch
Credit Portfolio Management Practitioner & Risk Executive
Dark Object Consulting
Dell Futch is a seasoned commercial and real estate banking professional with extensive origination, credit risk adjudication, market research, analytics, reporting, and portfolio management focus. As with the old BASF commercial – his objective is not to make the portfolio but make it better. Over the course of a 30+ year career at Wachovia, KeyBank and most recently Regions Bank, he has developed and managed teams to provide informed risk-taking perspective and solutions for portfolio soundness, profitability and growth through multiple cycles. Professional experiences feature commercial, real estate, consumer, capital markets and portfolio management banking roles across a variety of first and second line positions. These include relationship and sales team management, credit underwriting/adjudication, valuation, commercial credit portfolio strategy and management, risk mitigation and hedging and applied market research positions. Professional affiliations include service on the board of the International Association of Credit Portfolio Managers (iacpm.org) from 2016-2018.
Adi Gelem
Director - Credit Solutions
Capital One
Adi Gelem is currently in charge of a Centralized Spreading Team that is responsible for over 30K spreads per year for Capital One's Commercial Portfolio of $100BN in Exposure as well as a small team of analysts that focus on Credit Insights and Analytics for the Underwriting and Portfolio Management Organization. Adi received his Undergraduate degree in Finance and Marketing and his MBA from Virginia Tech.
Rishi Gera
Vice President - Business Development
Fundera
Rishi Gera is VP of Business Development at Fundera. His current role is focused on securing and running relationships with all the banks, alternative lenders, SBA lenders, and credit card issuers that make their credit products available through the Fundera platform. Before joining Fundera, Rishi held management roles at American Express, Accenture, and SquareTrade, an Allstate company
Eric Grandeo
Senior Director - Strategy & Innovation
Moody's Analytics
Eric Grandeo is a Senior Director in the Moody’s Analytics Accelerator (MAA). The MAA aims to identify, research, and develop new business opportunities for Moody’s Analytics that are enabled by technology innovation. He manages the product development of machine learning applications for the loan origination process. Eric has over 20 years of experience in product management and development. He joined Moody’s Analytics in 2010 and has a Masters degree in Technology and Management from NYU, and a Bachelors’s degree from the United States Military Academy at West Point.
Jacob Grotta
Managing Director - Head of Risk Measurement
Moody's Analytics
Jacob Grotta is Managing Director and Head of the Risk and Finance Analytics division of Moody’s Analytics. His team is responsible for delivering analytic products and services for individual and portfolios of assets focused on risk measurement, impairment analysis, and portfolio strategy. The group’s products and services are used by hundreds of financial institutions, corporations, and government agencies worldwide for credit risk management, origination, stress testing, credit impairment, accounting, and valuation. Prior to joining the Risk and Finance Analytics division, Jacob led the development and delivery of models, products, and services within the Structured Analytics and Valuation division of Moody’s Analytics. Prior to joining Moody’s, Jacob was Chief Operating Officer of Wall Street Analytics, a company specializing in the analysis and modeling of CLO and CMBS transactions. Jacob holds a bachelor’s degree in Mathematics from the Massachusetts Institute of Technology.
Sumit Grover
Director-Product Management
Moody's Analyitcs
Sumit Grover is a Director of product management with Moody’s Analytics in San Francisco. He manages RiskCalc, Commercial Mortgage Metrics and also supports other integrated offerings including spreading, scoring, impairments and stress testing solutions. Sumit holds an undergraduate degree in Information Systems and a MBA from Indiana University Bloomington.
Michael L. Gullette
Vice President - Accounting and Financial Management
American Bankers Association
Arriving to the American Bankers Association in February 2009, Mike works with the FASB, the IASB, and the U.S. banking regulators in helping bankers understand and implement policies and regulations related to accounting, financial reporting, internal controls, and capital management. Mike was active not only in both the CECL and IFRS 9 standard-setting processes, leading the industry’s evaluation of each of the several different impairment models considered by FASB. He was the only non-regulator participating in both the small and large bank CECL workshops held by FASB in 2014 and 2015 and also was a reviewer of the various staff working drafts of CECL. Mike is author of the ABA Discussion Paper CECL Implementation Challenges: The Life of Loan Concept and various other CECL resources and other CECL resources. Mike brings to the ABA over thirty years of experience in the financial services industries. Mike started his career as a Senior Manager for Ernst & Young, where he concentrated on financial institutions. He has been CFO of an international charity and was a director of accounting policy implementation at Freddie Mac. He also has been controller of a life insurance company, implementing FASB Statement 97, which changed the recognition of revenues and expenses in the industry using long-term forecasts of the future – much like CECL. A graduate of the University of Virginia, Mike is a Certified Public Accountant, and holds various other professional designations, including Certified Financial Planner and Certified Information Systems Auditor.
Kevin Hadlock
Senior Director - Business Development
Moody's Analytics
Kevin Hadlock, Senior Director, is the global manager of Moody’s Analytics expert Learning Partner team. Prior to that, he served as global solution specialist for elearning. Previously, he headed up elearning and blended training development for the organization world-wide. In all of his positions, Kevin has worked closely with our clients to optimize credit training solutions, all while supporting growth and innovation in our learning solution set. He was the first practitioner to develop and deliver credit training over the Internet and was the architect of the company’s wholesale credit elearning solutions; he designed and pioneered the use of instructor-led, real-time WebClasses (highly interactive webinars); he invented Credit Coach; and he has authored numerous ground-breaking analytical and credit decisioning courses. Kevin has authored several widely-used credit training texts, designed and developed a host of blended training programs, taught credit seminars on almost every continent, and authored a substantial body of content that has been used globally by hundreds of thousands of credit professionals in numerous languages. Kevin holds a BA degree from the University of Utah in Business Management. He is a native of Utah and speaks fluent English and Spanish.
Jim Haught
President and Chief Operating Officer
Western Alliance Bancorporation.
Jim Haught is President and Chief Operating Officer of Western Alliance Bancorporation. Mr. Haught has 20 years of experience in risk and capital management with several high-profile financial services and consulting organizations. Prior to joining Western Alliance, Mr. Haught was Managing Partner for Financial Services with The Exequor Group since July 2013. From 2010 to 2013, he was Senior Vice President/Global Head of Capital for State Street Corporation. Mr. Haught began his banking career with 12 years at RBS Citizens, including assignments in London, Boston and Providence covering lending, modeling, asset liability management, and capital planning. Prior to entering banking, he spent eight years as a United States Naval Officer. Mr. Haught, who holds designations as a Chartered Financial Analyst (CFA) and Financial Risk Manager (FRM), graduated from the University of Rochester and earned an MBA from the University of Rhode Island.
Christian J. Henkel
Senior Director - Advisory Services
Moody's Analytics
Christian Henkel is a Senior Director in the Enterprise Risk Solutions group within Moody’s Analytics, based in New York City. Christian leads the global Risk and Finance Analytics advisory team and is an experienced credit practitioner. Having spent most of his career in commercial banking, Christian has a unique blend of business and academic experience across the financial services industry – including expertise in commercial credit and financial analysis, portfolio management, asset quality, loan loss reserve methodologies, stress testing, credit administration, process redesign, safety & soundness examinations, and credit risk modeling. He received his master’s and undergraduate degree from the University of Texas at Dallas and graduated Valedictorian form the Southwestern Graduate School of Banking at Southern Methodist University.
Melissa Hogan
Wholesale Credit Risk Tools & Models, Manager
BBVA Compass
Melissa Hogan manages the Wholesale Credit Risk Tools & Models team at BBVA Compass. Her team has model ownership responsibilities for Wholesale, Commercial Real Estate and High Net Worth scorecards, both PD and LGD. The responsibilities specifically include the front end process related to design and requirements, user acceptance testing, implementation and communications. The team also has responsibilities for financial spreading and data ownership from both the spreading and scorecard processes, working closely with model developers, CCAR team and other downstream users of the data. The team has also developed tools for productivity tracking and measurement and regulatory reporting for the Wholesale Credit Risk organization. Prior to leading the Wholesale Credit Risk Tools & Models team, Melissa was in Credit Administration managing the Approval Coordination Unit and prior to that was responsible for writing Credit Policy. Melissa has been in banking for 28 years, starting out as a part-time Teller while in college. She has worked in the front, middle and back office during her banking career. Melissa holds a BBA in Management from the University of Montevallo.
Robby Holditch
Director - Solutions Specialist
Moody's Analytics
Robby is a Director in the Regulatory and Accounting Solutions team. He is responsible for providing accounting expertise across solutions, products, and services offered by Moody’s Analytics in the Americas. Robby has 15 years of experience in tax, financial reporting, and fair value measurement with regional banks and Big 4 audit firms. He has Bachelor of Accountancy and Master of Taxation degrees from Mississippi State University.
Anthony Hughes
Managing Director - Economic Research
Moody's Analytics
Tony Hughes is Managing Director of Research at Moody’s Analytics, where he oversees the company's credit analysis consulting projects for global lending institutions. An expert applied econometrician, Dr. Hughes manages the Moody’s CreditCycle and CreditForecast.com products. He has helped develop approaches to stress testing and loss forecasting in retail, C&I and commercial real estate portfolios and lately he has introduced a methodology for stress-testing a bank’s deposit book. Currently he is developing ways to streamline the economic scenario building process and exploring ways to simulate economic paths more effectively. A native Australian, Dr. Hughes was formerly the lead Asia-Pacific economist for Moody’s Analytics, before which he held academic positions at the University of Adelaide, the University of New South Wales, and Vanderbilt University. He has been published in leading statistics and economics journals as well as several major industry publications. He received his PhD in econometrics from Monash University in Melbourne, Australia
Jeff Hunt
Senior Vice President
First Home Bank
Jeffrey M. Hunt, is First Home Bank’s Senior Vice President, Chief Strategy Officer. Mr. Hunt joined First Home Bank in March 2016 and served as Senior Vice President, SBA Lending until September 2018. Prior to joining First Home Bank, Mr. Hunt served as Managing Director for Atlantic Merchant Capital Advisors, an investment banking and financial advisory firm with a focus on serving financial technology companies and depository institutions. Prior to Atlantic Merchant Capital, Mr. Hunt spent the first 15 year of his professional career in various roles, but primarily as President of Investment Banking, at Kendrick Pierce & Co., a boutique investment banking firm that focused primarily on financial service companies by assisting, analyzing and advising public and private financial service companies with various corporate finance strategies including accessing capital markets, merger & acquisition advisory services, and restructuring activities. Mr. Hunt received a Bachelor of Science in Chemistry from the Georgia Institute of Technology.
Katie Hysenbegasi
Managing Director and Corporate Risk Manager
Bank of NY Mellon
Katie Hysenbegasi is a Managing Director and the Corporate Risk Manager for the Risk & Compliance Sector of the Bank of NY Mellon. In the current position, Katie is leading a team of 25 modelers/economists for Stress testing, CECL/IFSR9, and Basel III covering credit risk. In addition, she is responsible for the scenario design and macroeconomic factors forecasting. Katie joined BNY Mellon in January 2006 as a head of the credit risk modeling group. During her career, she has served as Citigroup Vice President developing statistical models to support marketing and risk management. Katie also has taught for the Department of Economics at Baruch College, CUNY, as an adjunct assistant professor and lecturer. Katie obtained an M.S. in Applied Mathematics for Finance from Baruch College of CUNY; an M.A. degree in Economics and a Ph.D. in Applied Economics from WMU 2001
Mark Jensen
Financial Economist and Vice President
Federal Reserve Bank of Atlanta
Mark Jensen is a vice president and senior economist in the research department of the Federal Reserve Bank of Atlanta responsible for leading the financial research economics team. Mark serves as adviser to the president and research director on economic and financial market matters, oversees the finance economists, and participates in decisions regarding the strategic direction of the research department. His research concentrates on estimating mutual fund performance, probability of default, and stochastic volatility. Mark received the 2012 Arnold Zellner Award for the most significant paper published in the Journal of Econometrics and the 2016 Best Paper Award for the best paper published in Studies in Nonlinear Dynamics and Econometrics. Mark has been heavily involved with the Federal Reserve System's Comprehensive Capital Analysis and Review annual stress tests, as a member of the risk evaluation team that validates and reviews bank holding companies’ loss forecasting models of their retail holdings. In addition, he served as a member of the Federal Reserve’s Model Validation Group, where he helped validate the Federal Reserve's asset-backed security models. Mark earned his bachelor’s degree in economics, magna cum laude, from Weber State University, and his master's and doctoral degrees in economics from Washington University in St. Louis.
Irina Korablev
Senior Director - Data Intelligence
Moody's Analytics
Irina Korablev leads the Data Science and Analytics team within the Data Intelligence group in the Moody’s Enterprise Risk Solutions (ERS) division. Her team explores the application of text analytics to credit risk; provides data-driven insights, products and innovations based on the ERS data assets; and delivers validation studies for Moody’s Analytics default probability models. Prior to her current role, Irina led operations for Moody’s Analytics Credit Research Database, one of the world’s largest private firm credit risk data repositories, which enabled the Moody’s RiskCalc™ product line that now covers 28 countries and 80% of the world’s GDP. As a member of the ERS Research team, Irina developed the loss given default model for LossCalc™ and private firm default probability model for RiskCalc™ Russia. A veteran of Moody’s Analytics, Irina was one of the early employees at KMV, taking over management of the data assets from one of the founders. Irina holds an MS in applied math from Moscow State University and an MA in economics from Central European University, completing her studies in Essex, U.K. and Budapest, Hungary. When not at work, Irina and her family can be found on ski slopes or in the wilderness exploring faraway and exotic places.
Anna Labowicz
Director - Sales and Customer Service
Moody's Analytics
Anna Labowicz is a Director within the Moody’s Sales team focusing on portfolio analytics and regulatory compliance solutions. During her tenure at Moody’s, Anna has gained broad experience helping financial institutions address portfolio credit risk. Her roles include implementing and designing economic capital solutions, as well as working in an advisory capacity with a focus on portfolio and correlation modeling. Anna works closely with the award winning RiskFrontier and RiskAuthority solution suites. Prior to Moody’s Analytics, Anna was a Fulbright Scholar studying credit decision processes in emerging markets and was part of the advisory group at Charles River Associates, developing cash flow projection and valuation models. Anna holds a Bachelor of Science from the University of Illinois at Urbana-Champaign, a Masters of Arts in European Studies, and is a CFA charterholder.
Larry Lee
Senior Vice President - Quantitative Risk Analytics and Financial Planning and Analysis
Citizens Business Bank
Larry Lee joined CVBF, Citizens Business Bank in 2017 and is the Senior Vice President, Quantitative Risk Analytics and Financial Planning and Analysis based in Ontario, California. His core responsible includes executing best-practice model activities consistent with the Bank Model Governance Policy and ensuring business processes. Mr. Lee has worked with many of the most distinguished firms in the financial service arena, including PIMCO, Pacific Life, Allianz, Deutsche Bank, UBS, Sprint, Pacific Western Bank, Legg Mason, T. Rowe Price, ICMA-RC, Union Bank / MUFG and H&R Block. Within these firms he performed a wide range of analytical and finance functions including: corporate P&L and capital forecasting, budgeting and long-range planning, collateral performance reporting, determination of investment suitability and creation of complicated capital structures, risk management in structured credit products, cashflow modeling, due diligence analysis, risk-weighted pool creation, subsequent tranche creation for securitization, created advanced analytics and implemented multiple finance technologies thru M&A transactions. Mr. Lee received his BS degree majoring in economics and minoring international finance from Towson University, Maryland.
Rob Lepre
First Vice President and Head of Customer Due Diligence
Nordea Bank
Rob Lepre is First Vice President and Head of Customer Due Diligence at Nordea Bank. Currently, Rob heads of a team of 8 who are responsible for the KYC, FATCA and Negative News Screenings for new customers and existing customers in the US. He has been able to reduce staff by 20% by streamlining processes and partnering with vendors. Rob has over 20 years’ experience in the financial industry in various roles. In 2003, Rob became the US Head of Institutional CIP/KYC and Documentation. In 2005, Rob joined Barclays and was US Head of KYC for the investment bank and eventually became Head of KYC globally as well as US Head of Client Onboarding. In 2012, Rob joined Citigroup as US Head of Capital Markets KYC. He assisted with the creation of a firm wide KYC tool. In 2014, Rob joined Société Générale as US Head of Client Onboarding and Reference Data. There he was responsible for Client Onboarding, Entity Data Management, Tax Operations, e-onboarding, New Accounts and SSIs and KYC for low and medium risk customers. In 2016, Rob joined Nordea. Rob is also a Certified Anti-Money Laundering Specialist (CAMS).
Glenn Levine
Associate Director - Research Analyst
Moody's Analytics
Glenn Levine is an Associate Director in Moody’s Analytics’ Capital Markets Research Group. He provides support for the CreditEdge product suite and is the lead researcher for Stressed EDF, a model which allows corporate credit risk to be conditioned on different macroeconomic scenarios. Prior to his current role, he was a Senior Economist in MA’s Economics and Consumer Credit division, based in Sydney, Australia, involved in macroeconomic modelling and research. Prior to joining Moody’s Analytics, he worked as an economic consultant and modeler with KPMG and as IMA Asia’s regional economist. Glenn received his honors degree in economics from the University of New South Wales and his MSc in economics from the London School of Economics.
Amnon Levy
Managing Director - Head of Portfolio and Balance Sheet Research
Moody's Analytics
Dr. Amnon Levy heads the group responsible for research development and quantitative services related to Moody’s Analytics portfolio and balance sheet solutions. Dr. Levy holds a B.A. in Economics from the University of California at Berkeley and a Ph.D. in Finance from the Kellogg Graduate School of Management, Northwestern University. Prior to joining MKMV, Dr. Levy was a visiting assistant professor at the Stern School of Business, New York University, and the Haas School of Business, University of California at Berkeley. He has also taught Corporate Finance at the Kellogg School of Management, Northwestern University and worked at the Board of Governors of the Federal Reserve System. He is currently teaching a course on credit risk at the Haas School of Business MFE program. Dr. Levy has been published in the Journal of Financial Economics, Journal of Monetary Economics, Encyclopedia of Quantitative Finance, Journal of Banking and Finance, and Journal of Risk Model Validation. His current research interests include the impact of credit in ALM, and unifying the management of regulatory capital, economic risks and the impact of accounting rules.
Juan Licari
Managing Director
Moody's Analytics
Dr. Juan Licari is a Managing Director at Moody’s Analytics in London and the global head of the Economics & Consumer Credit Analytics team. Dr. Licari’s team is responsible for generating alternative macroeconomic forecasts and for building econometric tools to model credit risk phenomena. His team is an industry leader in developing and implementing risk solutions that explicitly connect credit data to the underlying economic cycle, allowing portfolio managers to plan for alternative macroeconomic scenarios. These solutions are leveraged into stress testing and reverse stress testing practices. Juan is actively involved in communicating the team’s research and methodologies to the market. He often speaks at credit events and economic conferences worldwide. Dr. Licari holds a PhD and an MA in economics from the University of Pennsylvania and graduated summa cum laude from the National University of Cordoba in Argentina.
Stephen Liguori
CEO
Liguori Innovation
Steve is the Founder and CEO of Liguori Innovation. The firm specializes in helping organizations rapidly create sources of growth for new products, services and business models. As GE’s Executive Director – Global Innovation through 2014, Steve was instrumental in major efforts to re-invigorate GE’s organic growth including launching their Internet-of-Things or “Industrial Internet” digital transformation and deploying Lean Startup principles across GE through their “FastWorks” initiative. Steve is an expert at applying startup related techniques that stress leadership, speed and improved customer outcomes in complex organizations. His signature expertise focuses on the area of “Disruptive Innovation – Doing it and Leading it!” He is sought out for applying innovation leadership to large firms and startups alike. Steve is currently an adjunct Professor at Columbia Business School, he is on the McKinsey Advisory Board for “New Ventures and Innovation”, and served as Chairman of the Business Marketing Association, the world’s largest organization of business-to-business professionals. Steve’s distinctions include being named a Marketer of the Year, Harvard Business Review author, Chairman’s Award winner at both Citigroup and GE and launching the Super Bowl Halftime show with none other than Michael Jackson.
Gordon Liu
MD/EVP - Regional Head of Global Risk Analytics
HSBC
Gordon is EVP, Regional Head of Global Risk Analytics at HSBC. He is responsible for the development and implementation of models used for calculating wholesale credit, market and counterparty credit risk metrics, financial crime compliance, including anti-money laundering and sanctions analytics, as well as regulatory compliance and operational risk analytics. Additionally, he is responsible for interacting with regulatory agencies to ensure HSBC’s compliance in quantitative aspects with the relevant risk and compliance regulations. Gordon received a PhD in electrical and systems engineering from University of Connecticut and his undergraduate and master degrees from Huazhong University of Science and Technology, Wuhan, China.
Emil Lopez
Director - Advisory Services
Moody's Analytics
Emil Lopez is a Director in the Enterprise Risk Solutions Group, focusing on the development of software and analytic solutions for impairment accounting (IFRS 9/CECL). Mr. Lopez spent five years leading risk modeling advisory engagements for Basel and DFAST institutions, and prior to this, oversaw operations for Moody's Analytics Credit Research Database, one of the world's largest private firm credit risk data repositories. He has extensive experience in credit risk modeling and reporting, data sourcing, and quality control. Mr. Lopez has an MBA from New York University and a BS in finance and business administration from the University of Vermont. Mr. Lopez has more than twelve years of professional experience in financial services, with extensive background in credit risk modeling, financial analysis, regional and international accounting standards, and data quality control. Over the past three years, he has been involved in the design and validation of over a dozen credit risk rating, stress testing, and provisioning frameworks for a variety of financial institutions.
Amaya López-Durán Viani
GRM - Head of Risk Strategy
BBVA
Amaya López-Durán Viani has been head of strategy for the GRM group at BBVA since 2015. In this role she defines the main transformation lines that result in the various projects and ensures their deployment in all geographies. She is also a member of the bank’s Investment Committee. Viani joined the Structured Notes team of Global Markets in 2006, and in 2009 she joined the Risk & Portfolio Management unit as head of risks systems for the wholesale portfolio. Prior to joining BBVA, she worked at Deutsche Börse Systems, where she participated in the launch of the Eurex derivatives market in the United States. Viani earned a degree in physics from the Autonomous University of Madrid and a PhD in theoretical physics from the Humboldt University of Berlin. She has developed her research work at the Spanish National Research Council (CSIC) in 1998 and at the Deutsches Elektron Synchrotron (DESY) from 1998 to 2001. She holds a master’s degree in quantitative finance from Analistas Financieros Internacionales (AFI).
Uliana Makarov
Director - Single Obligor Research
Moody's Analytics
Uliana Makarov is a Director on the Single Obligor Research Team within the ERS Research division of Moody’s Analytics. In this role, she contributes to the research behind the RiskCalc suite of models and is responsible for new-model development as well as support of the existing RiskCalc models. She also has taken an active role in client services engagements, including working on internal credit risk models, regulatory stress-testing, and CECL projects as well as other credit risk solutions leveraging the RiskCalc product. Uliana joined the group in 2011 after completing a PhD in economics at Princeton University. She also has a BA in economics and MA in mathematics from the University of Virginia.
Sam Malone
Director of Economic Research
Moody's Analytics
Sam leads the quantitative research team within the Credit Risk Analytics Group. In this role, he develops novel credit risk solutions for financial institutions while providing thought leadership on related trends and best practices in global financial markets. He is author of the book Macrofinancial Risk Analysis, published in the Wiley Finance series with foreword by Nobel Laureate Robert Merton, as well as the author of more than 20 peer-reviewed articles in academic journals. He has BS degrees in mathematics and economics from Duke University, where he graduated summa cum laude, and a doctorate in economics from the University of Oxford.
Michael Mandel
Co-founder and CEO
Compstak
Michael is Co-Founder and CEO of CompStak. CompStak creates transparency in commercial real estate by gathering information that is hard to find, difficult to compile or otherwise unavailable. The world’s largest brokerage firms and most preeminent real estate investors use CompStak’s commercial real estate data to compare properties and make investment decisions. Since launching CompStak in early 2012, Michael has helped navigate the company through tremendous growth, with $20 million raised, 70 markets launched, and a 50 person team. He has been named 30 Under 30 by Real Estate New York, and a Rising Star by The Real Deal. Michael is a regular speaker on the future of commercial real estate, real estate technology, and data transparency. His speaking engagements include talks for the Urban Land Institute, the CCIM Institute, NAIOP, the Zell/Lurie Real Estate Center at Wharton, the GSAPP program at Columbia University, the Schack School at NYU, Drexel University and Babson College. Michael has also appeared on Fox Business and National Public Radio, and has been featured in the Wall Street Journal, Forbes, Bloomberg Businessweek and other notable publications.
Saul Martinez
US Large Cap Banks Analyst
UBS Investment Bank
Saul has an extensive background covering financial institutions. Saul joined UBS as the US Large Cap Banks analyst in 2016 after having worked as Head of Latin America Financials Institutions at JP Morgan since 2008. Saul's teams were #1 ranked in Institutional Investor surveys in Financials/Banks in that region for four consecutive years (2013 through 2016). Prior to his tenure at JP Morgan, Saul worked eight years at Bear Stearns & Co in various roles, including as the lead analyst covering US Life Insurance. Saul was an investment banker focused on both insurance M&A and real estate IB at JPMorgan before joining Bear Stearns. He has a Master's degree in Public Affairs from the Woodrow Wilson School of Public and International Affairs at Princeton University and graduated summa cum laude from UCLA with a degree in Political Science.
Catherine Mealor
Managing Director - Equity Research
Keefe, Bruyette & Woods
Catherine joined Keefe, Bruyette and Woods in 2003 and is responsible for small and mid cap bank research coverage for over 30 companies in the Southeast. KBW’s small/mid cap research team is currently and consistently ranked as the best on Wall Street by Institutional Investor magazine and by Greenwich Associates. Also, both KBW’s large cap and mid cap research has been consistently recognized as Best of the Boutiques by Institutional Investor magazine. Catherine has over fifteen years experience in analyzing banks. She started her career at KBW, where she spent three years as an analyst within KBW’s investment banking department in Richmond, Virginia. In 2006, she moved to Atlanta to join KBW’s research department. Catherine has been quoted in publications as Wall Street Journal, The American Banker, and various local business journals. Ms. Mealor graduated cum laude from Washington and Lee University with a Bachelor of Science with Special Attainments in Commerce Degree. She currently serves on the board of KIPP Metro Atlanta School, is a mother of two children and lives in Atlanta, Georgia.
Matthew Michel
Vice President – Quantitative Models & MIS Manager
Cadence Bank
Matthew Michel is a Vice President and Manager of the quantitative models group at Cadence Bank. His team specializes in PD/LGD credit risk models, incurred loss allowance models, implementation of the allowance models in accordance with the new CECL standards, and portfolio level stress testing. Prior to managing the modeling team, Matthew held positions in consumer mortgage underwriting, C&I underwriting, credit risk reporting, and loan related business intelligence and database creation. He earned his undergraduate degree from the University of Alabama and is a CFA charter holder.
Masha Muzyka
Senior Director - Solutions Specialist
Moody's Analytics
Masha is responsible for providing accounting expertise across solutions, products, and services offered by Moody’s Analytics in the US. Her clients include a variety of financial services institutions, including those in the banking and insurance sectors. Masha joined Moody’s Analytics from a Fintech company where she was responsible for strategic relationships with regional and community banks across the US. She managed a team of product and industry subject matter experts to ensure customer needs were met through software products and services. Previously, Masha spent 8 years in the banking and financial services industry specializing in audit and accounting policy. Masha holds a Bachelor of Economics degree from the Moscow State University, is a CPA licensed in Virginia, and is a member of AICPA.
Pooya Nazeran
Director - Enterprise Risk Solutions Research
Moody's Analytics
Pooya Nazeran is a Director within Moody's Analytics Research Group. Up until 2015 he was responsible for research, development, and deployment of the Public Firm EDF9 model. Over the last couple of years, he has been involved with the development of a couple of different models, including RiskCalc and CreditEdge's bond model. Currently, he is focused on developing a project that will help users of financial statements in getting an understanding of the degree of usefulness of those statements. A useful financial statement provides an analyst with decision-useful information. The project’s end goal is building a product that assess the quality of a financial statement, and reports on how well the statement reflects the state of the firm's finances, and hence its degree of its decision-usefulness. Pooya received his PhD in Economics from The Ohio State University, and is specialized in Financial Economics and Applied Econometrics.
Mikael Nyberg
Managing Director - Strategy and Innovation
Moody's Analytics
Mikael Nyberg is a Managing Director, Strategy and Innovation, in Moody’s Analytics’ Emerging Business Unit (EBU). His work with the Fintech community has brought a number of new initiatives to life including SME, new data relationships, a collaborative modeling toolset and the development of a ‘Big Data’ platform. He currently leads the Moody’s Analytics CRE market engagement team. Mikael joined KMV in 1998 and has been with Moody’s for 13 years since the KMV acquisition. His educational background includes a BSc (ECON) in Finance and Accounting from the London School of Economics, a MBA from IESE in Barcelona and post graduate studies at Haas Business School in quantitative finance at University of California, Berkeley.
Max O'Neill
Senior Director
Moody's Analytics
Max O’Neill is a Senior Director of Sales at Moody’s Analytics where he leads the Americas team of credit and technology specialists. He has been with Moody’s Analytics for 5 years as part of the Enterprise Risk Solutions division. Max has consulted with both domestic and international financial institutions to implement credit risk management and CECL solutions, including risk ratings, default probability and loss given default models, and loan origination software solutions. Max has an MBA in Finance from Seton Hall University and a BSBA in Finance and Management Information Systems from Creighton University. Prior to joining Moody’s Analytics, Max worked in corporate finance in the commercial banking, hospitality and technology sectors.
Jin Oh
Director - Solutions Specialist
Moody's Analytics
Jin Oh is a Director for the Risk and Accounting Solutions in the Americas, responsible for solution structuring across Moody’s Analytics products and services focusing on impairment, stress testing and capital planning solutions. She primarily focuses on business development and solution structuring for mid-sized institutions on the West Coast. She is also involved in new solution design and development by participating in the product working group sessions. In 2018 alone, she has led and performed CECL impact studies for around 30 small to mid-sized institutions. Ms. Oh has been with Moody’s for 10 years. Prior to her current role in sales, Ms. Oh was an engagement manger in the Advisory Services, leading economic capital implementation projects in the Americas at Moody’s Analytics until 2013. She was also part of the Training and Support team, providing training sessions on Moody’s various credit models to clients. From 2013-2016, Jin was a director in the Market & Treasury team at KPMG, leading stress testing engagements focused on stress testing implementations around reporting and model development for CCAR and DFAST institutions. She also worked at the Federal Reserve Bank of San Francisco in the economic research department. Ms. Oh bolds Bachelor of Arts in Economics with Asian Studies concentrations, and graduated with Distinction from Cornell University.
James Partridge
Director - Consumer Credit Analytics
Moody's Analytics
James Partridge is a director of Credit Analytics at Moody’s Analytics in West Chester PA. His responsibilities include developing and validating models of consumer loan performance for financial institutions. James completed his PhD in economics at the University of Western Ontario. His research includes macroeconomics with a focus on consumer, corporate and small-business credit and dynamics. He received his BA in economics from McMaster University.
Nihil Patel
Senior Director - Product Management
Moody's Analytics
Nihil Patel is a Senior Director within Enterprise Risk Services division at Moody's Analytics. He serves as the business lead driving our product and strategy related to credit portfolio analytics. Nihil has broad experience in research, modelling, service delivery, and customer engagement. Prior to his current role, Nihil led the Portfolio and Balance Sheet Modelling Services team within the Research organization. Before that role, he led the correlation research team for over seven years. Nihil holds a MSE in Operations Research and Financial Engineering from Princeton University and a BS in Industrial Engineering and Operations Research from UC Berkeley. Prior to joining Moody’s, Nihil worked at Cornerstone Research, a firm which specializes in litigation consulting. Nihil is a CFA charter holder.
Cristina Pieretti
Managing Director - Strategy & Innovation
Moody's Analytics
Cristina Pieretti is a Managing Director in Moody’s Analytics Emerging Business Unit. In this role, she drives Moody’s Analytics efforts to identify, research, and develop new business opportunities, with a special focus in new technologies. Prior to this role, Cristina was Senior Director of Executive Programs, in which she coordinated and executed a wide variety of initiatives across Moody’s Analytics. Cristina joined Moody's in 2008, and held product management roles in the structure finance and credit risk measurement businesses. Prior to joining Moody's Analytics, Cristina spent more than eight years in banking, where she participated in multiple transactions in Latin America. Cristina holds a Bachelor's degree in Systems Engineering as well as an MBA. She is also a CFA charter holder.
Alex Rapoport
Executive Director - Capital Markets
USAA Real Estate
Alex heads up loan production nationally for USAA Real Estate’s senior mortgage lending platform. In this capacity, he is responsible for directing mortgage loan origination efforts across seven regional offices, as well as developing and strengthening relationships with commercial mortgage brokerages, borrowers, and with other lenders as it relates to co-lending opportunities. His responsibilities also include oversight of commercial mortgage loan underwriting. Alex has over 17 years of commercial real estate and finance experience. Prior to joining USAA Real Estate in May 2014, Alex was a senior loan originator at Pacific Life Insurance Company and an asset manager within GE Capital Real Estate. He began his career as a consultant in PwC’s Advisory Services practice, advising clients in the real estate industry. Alex earned a Master of Business Administration degree from the University of California, Irvine, and Bachelor of Arts degree cum laude from the University of California, Santa Barbara. He is a member of the Mortgage Bankers Association, Commercial Real Estate Finance Council, and the Life Mortgage and Real Estate Officers Council.
Gregory Robinson
Director
Moody's Analytics
Gregory Robinson is a newly promoted Enterprise Risk Solutions (ERS) Sales Manager with responsibilities in both our Credit Assessment and Origination (CAO) & Banking Regulatory Technology (BRT) Product Suites. Prior to his new role, he served as CAO Product Specialist – focused on selling our credit decisioning platforms such as RiskAnalyst, Lending Cloud and CreditLens. As a Product Specialist, he was responsible for prospect identification, relationship building and new sales opportunities for his territory, which included the West Coast, Western Canada, DC, the US Farm Credit System and other select Tier 1 customers. He currently serves as the Lead for the MERG’s Retention subcommittee and as a working group member for MERG’s Black History Month Committee.
Anders Rodenberg
Head of Financial Institutions and Advisory
Bureau van Dijk
Anders Rodenberg is the Head of Bureau van Dijk’s FI & Advisory operation in the Americas, but also a subject matter expert within Compliance and hierarchy data. He has led multiple compliance projects, specializing in KYC, AML, OFAC Sanctions, and general Entity Data with the aim of improving regulatory compliance levels at various financial institutions, insurance companies and traditional companies. Recently, his primary focus has been on improving on-boarding and entity data procedures, sanctions 50%-rule identification, and monitoring through automation and standardization of data processes. During his tenure with Bureau van Dijk, Anders has held several positions in Europe and now in the US where he has built key relationships with regulatory authorities and industry leaders in numerous countries, speaking at various conferences on current trends and developments as it relates to compliance regulations.
Rama Sankisa
Associate Director - Enterprise Risk Solutions Research
Moody's Analytics
Rama Sankisa is an Associate Director in Data Intelligence Group at Moody’s Analytics. He develops quantitative models focused on text analytics to discover insights that will be turned into new metrics and data products. He is also responsible for improving data acquisition and collection to help Moody’s build robust data collection infrastructure. Prior to his current role, Rama worked as a Quantitative Researcher in Moody’s Analytics portfolio and balance sheet solutions Group where he built stochastic macro-economic and exchange rate models for insurance clients. He also contributed in developing solutions for stress-testing money market funds. Prior to joining Moody’s Analytics, Rama has worked for Goldman Sachs where he supported exotic derivative structuring and trading desks on their new product issuances. Rama holds Masters in Financial Engineering degree from University of California, Berkeley.
Jim Sarrail
Senior Director - Customer Success
Moody's Analytics
Jim Sarrail has an extensive background in credit risk management. As a Senior Director at Moody’s Analytics, he is responsible for managing a team of subject-matter-experts that sell and support client use of credit risk analytics and software. Jim also works directly with client institutions on their use of quantitative tools for managing individual credit risk exposure, as well as portfolios of credit-risky instruments. Prior to joining Moody’s Analytics, Jim worked in the corporate treasury group at McKesson Corporation, a San-Francisco based Fortune 50 company, where he helped to manage the firm’s short-term and long-term capital needs. He has also held a variety of positions in wholesale lending at the Bank of America, where he developed RAROC pricing/profitability tools focused on economic capital allocation and the marginal impact of new business transactions. He received a Master of International Management degree, from the American Graduate School of International Management, Thunderbird, and a BA in economics from Bucknell University.
Michael Schwartz
Director - Business Development
Moody's Analytics
Michael facilitates development of small business lending and credit decisioning solutions for financial institutions. As a member of the Moody’s Analytics Small Business Initiative, he provides industry insights from past experience in the commercial banking and fintech sectors. Prior to joining Moody’s Analytics, Michael served as Customer Success Director for fintech start-up Fundera, a marketplace created to connect small business owners with banks and alternative lenders. Michael also spent several years with PNC Bank, starting with the commercial underwriting group and then transitioning to the business bank segment, supporting small businesses in obtaining financing through SBA loan programs. Michael holds a BS in Finance with an Economics minor from The College of Business Administration of the University of Pittsburgh.
Mukhbir Singh
Head of Insurance Risk Modelling
CMHC
Mukhbir Singh is the head of Insurance Risk Modelling at Canada Mortgage and Housing Corporation (CMHC). Mukhbir’s team is responsible for the development of risk models and analytics related to CMHC's Mortgage Insurance business. He was the lead on the team that developed the Homeowner Lifecycle Loss and Exposure Analyzer (hollea) - a foundation of CMHC's stress testing and capital adequacy program. Mukhbir’s background is in Actuarial Sciences and Financial Mathematics with expertise in developing and connecting economic capital and firm-wide stress testing models, model risk management and validation and asset allocation. He has experience in risk management, actuarial analysis and asset valuation. Mukhbir holds a master’s degree in Finance from Concordia University (Montreal, Canada).
Christopher Stanley
Senior Vice President - Director ALLL & Credit Risk Analytics
TCF National Bank
Chris combines financial reporting expertise with bank operations insight to manage complex accounting, credit, and product pricing challenges. Chris has worked with several of the leading financial institutions in North America—including top-twenty commercial banks, government sponsored enterprises, mortgage servicers, captive auto lenders and private equity funds. His subject matter specialties include servicing advance management, allowance for credit loss estimates and business combinations. Chris joined TCF in 2018 after 11 years in PwC’s assurance and business advisory practice. He holds degrees in accounting and finance from Tulane University.
Jamie Stark
Director
Moody's Analytics
Dr. Jamie Stark is a Director at Moody’s Analytics where he leads the Data Alliance efforts Europe. During his career Jamie has worked with banks and insurers all over the world, assisting them with risk system implementations, risk modelling, calibration and other challenging risk management projects. He worked at Moody’s KMV leading a model validation consultancy team before moving to Barrie and Hibbert where he worked with insurance clients and industry groups. After acquisition Jamie returned to work in the banking sector, heading up Stress Testing implementation services team in EMEA before moving into his current role. For a number of years, Jamie also volunteered as Regional Director for PRMIA’s Edinburgh chapter. Jamie holds a PhD in Artificial Intelligence from Heriot-Watt University and a BSc in Artificial Intelligence and Mathematics from the University of Edinburgh and before moving into risk management worked as researcher in Artificial Intelligence.
Robin Stewart
Head of Small Business Credit Risk Management
BMO Financial Group
Robin Stewart is the Head of Small Business Credit Risk Management for BMO Financial Group. He has almost 20 years of experience working with data and analytics in the financial services industry and is leading BMO’s drive to radically transform their approach to Small Business Lending towards a more customer centric, analytically-driven, retail-like approach with simplicity at its core. He has spearheaded major transformation projects in the areas of database marketing, data security and credit analytics during his career at BMO Financial Group and has a passion for putting customer insights and data-driven decision making at the centre of the both the risk management and business growth agendas. Robin graduated with a bachelor of Mathematics degree from the University of Waterloo and holds a Master of Business Administration from Queens University. Robin is also both a CPA and CFA charter holder.
Ashit Talukder
Senior Director - Machine Learning
Moody's Analytics
Ashit Talukder leads the AI , Machine Learning (ML) Initiatives at Moody’s Analytics , including new AI, ML-driven products, solutions, and capabilities for financial risk analytics, workflow automation, and human-machine collaborative systems that improve efficiencies for analytics processes from structured and unstructured data. He has a PhD from Carnegie Mellon University and over 20 years of experience in AI, Machine Learning applied R&D. He previously led AI, ML research initiatives at Jet Propulsion Laboratory / NASA, and started the Data Science Program at NIST as Program Director and Division Director for the Information Access Division with over 100 research staff.
Vivek Thadani
Director - Strategy & Innovation
Moody's Analytics
Vivek leads the product development for new Commercial Real Estate initiatives in the Emerging Business Unit at Moody’s Analytics. His team partners with startups in the space to build innovative solutions for CRE professionals. Vivek is also exploring new product initiatives using distributed ledger technology. Prior to his current role, he led the Structured Finance Valuations & Advisory group at Moody’s Analytics. Vivek holds a B.E. in Computer Science from Mumbai University and a M.E.M. from Dartmouth College.
Peter Weill
Chairman & Senior Research Scientist
MIT Center for Information Systems Research (CISR)
Peter Weill is the Chairman of MIT CISR which studies and works with companies on how to transform for success in the digital era. MIT CISR has ~100 company members globally who use, debate, support and participate in the research. His current research projects are identifying the successful pathways for digital business transformation and determining the role of Executive Committees and Boards in leading their companies to be top performers in a digital economy. He has published a series of scholarly articles and coauthored award-winning books and “best-selling” books published by Harvard Business School Press entitled: “IT Savvy: What Top Executives Must Know to Go from Pain to Gain” (2009) CIO Insight’s #1 must-read, “Enterprise Architecture as Strategy: Creating a Foundation for Business Execution” (2006), “IT Governance: How Top Performers Manage IT Decision Rights for Superior Results” (2004), and “Leveraging the New Infrastructure: How market leaders capitalize on information technology” (1998). Peter’s coauthored book “Place to Space: Migrating to eBusiness Models”, (2001) won one of the Library Journal of America’s best business book of the year awards and was reviewed by The New York Times. Peter has worked on digitization issues with the executive committees and Boards of more than 40 companies globally. He's spoken at any meetings including the CEO summits for Microsoft, IBM and SAP and the International Monetary Conference, as well as workshops for Boards and management teams of companies including Australian Super, Aetna, ANZ, Avanade, Banco do Brasil, BBVA, BCG, BT, CEMEX, LKK, LTI, IBM, Microsoft, National Australia Bank, OECD, Principal Financial Group, P&G, Raytheon, Schneider Electric, State Street Corporation, TCS, and World Bank.
Jason Wells
Manager of Operations
StanCorp Mortgage Investors, LLC,
Jason is the Manager of Operations for StanCorp Mortgage Investors, LLC, with responsibility for all systems and technology, as well as portfolio analysis, investor participations, and reporting. He has over 20 years of experience within the Commercial Real Estate industry, including brokerage, mortgage banking, and now as a lender. Jason has been with StanCorp for 11 years and served as an analyst and underwriter prior to taking on operations roles. He is a U.S. Army veteran, and holds a B.S. in Geography from Portland State University.
Jimmy Yang
Managing Director - Credit and Operational Risk Analytics
Bank of Montreal
Jimmy Yang is currently Managing Director, Global head of Credit and Operational Risk Analytics at Bank of Montreal. He is in charge of the analytical decision center which covers all credit and operational risk related analytics for BMO globally. Before Jimmy joined BMO, he is managing director at MUFG Union Bank. He is in charge of: Basel II/ III, Retail, Small Business, Wholesale, investment portfolios, PD/LGD/EAD scorecards, Loss forecasting, ALLL Reserve analytical support, Stress testing, Economic Capital, Acquired portfolio valuation, Limit Setting, Portfolio Optimization, Dynamic Dashboard reporting and Risk infrastructure (analytical data mart, wholesale spreading system, scorecard system and CRE property management system etc.). Before that, he was Executive Vice President for First Horizon National Corporation. He was responsible for the center of Analytics and Strategy. Before that he was with Wachovia bank in Charlotte, NC as Senior Vice President in charge of Basel II and credit risk analytics. He also had prior experience managing Model validation, Operational risk and Enterprise risk management. Jimmy was a Peking University graduate in computational mathematics and he also has a PhD in applied mathematics and an honor graduate of Southwestern Graduate School of Banking.
Ed Young
Senior Director - Advisory Services
Moody's Analytics
Ed Young is a Senior Director and subject matter expert on stress testing and capital planning. In this capacity, he focuses on structuring solutions that bring together capabilities across Moody’s Analytics to support robust capital planning and stress testing processes. His primary focus is on clients in the banking and insurance sectors across the Americas. Prior to joining Moody’s Analytics, Ed spent ten years working for the Federal Reserve. During his tenure, he participated on a multitude of Federal Reserve System level initiatives related to CCAR, Liquidity Risk, Interest Rate Risk, and Model Risk Management. In 2015, Ed was named the Deputy Chair of the Federal Reserve’s CCAR Oversight Group. Earlier in his career, Ed held roles focused on balance sheet management in the Treasury group at two large regional banks.
Mark Zandi
Chief Economist
Moody's Analytics
Mark M. Zandi is chief economist of Moody’s Analytics, where he directs economic research. Dr. Zandi is a cofounder of Economy.com, which Moody’s purchased in 2005. Dr. Zandi’s broad research interests encompass macroeconomics, financial markets and public policy. His recent research has focused on mortgage finance reform and the determinants of mortgage foreclosure and personal bankruptcy. He has analyzed the economic impact of various tax and government spending policies and assessed the appropriate monetary policy response to bubbles in asset markets. A trusted adviser to policymakers and an influential source of economic analysis for businesses, journalists and the public, Dr. Zandi frequently testifies before Congress on topics including the economic outlook, the nation’s daunting fiscal challenges, the merits of fiscal stimulus, financial regulatory reform, and foreclosure mitigation. Dr. Zandi is the author of Paying the Price: Ending the Great Recession and Beginning a New American Century and Financial Shock: A 360º Look at the Subprime Mortgage Implosion, and How to Avoid the Next Financial Crisis. Dr. Zandi earned his B.S. from the Wharton School at the University of Pennsylvania and his PhD at the University of Pennsylvania.
Jing Zhang
Managing Director - Global Head of Research and Modelling
Moody's Analytics
Dr. Jing Zhang is a Managing Director and Global Head of Research & Modelling. Formerly known as Moody’s KMV Research Group, his group is responsible for the quantitative modeling behind the EDF and LGD models for both public and private firms, commercial real estate, and portfolio analytics. Jing joined the research team at the former KMV in 1998, eventually becoming a Director in the Research Group. In that role, besides managing day-to-day research operations, he made major contributions to a number of KMV quantitative models. Since then, Jing has held a number of additional senior roles at Moody’s KMV in Product Management and the Client Solutions Group, and he has many years of experience advising clients on risk management issues. Jing obtained his Ph.D. from the Wharton School of the University of Pennsylvania and his Master Degree from Tulane University. He was a lecturer for the Master of Financial Engineering program at the University of California, Berkeley from 2010 to 2012. He is also the editor of the RISK book CCAR and Beyond.
Janet Zhao
Senior Director - Enterprise Risk Solutions Research
Moody's Analytics
Janet joined the Research team of Moody's Analytics in 2008. She leads RiskCalc model development and small business modelling efforts. Janet works closely with clients to facilitate better understanding and applications of RiskCalc models. She also pushes forward on research initiatives such as exposure at default modeling, stress testing, accounting quality measurement, and machine learning in credit risk modelling. She has published in academic and professional journals. Janet received a Ph.D. in Finance from City University of Hong Kong and a Ph.D. in Accounting from Carnegie Mellon University.
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